Sometimes the early bird gets the worm, but sometimes the early bird gets frozen to death.

I think in our global economy, uncertainty is ever increasing. So to accommodate to that, we need to build a dynamic economy and dynamic rules that can adapt to changing circumstances.

All models have faults - that doesn't mean you can't use them as tools for making decisions.

I'm a theorist, not an institutionalist.

Every side of a coin has another side.

If someone says to you, 'Go to an old-folks' home,' that's kind of ridiculous, because a lot of old people are doing terrific things for society.